LEGAL NOTICE

STATE OF NEW YORK SUPREME COURT COUNTY OF CATTARAUGUS ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC F/K/A QUICKEN LOANS INC., Plaintiff, vs. VERONIKA BAYERL, if living, and if he be dead, his respective heirs-at-law, next of kin,

distributees, executors, administrators, trustees, devisees, legatees, assignees, lienors,

creditors and successors in interest, and generally all persons having or claiming under, by or through said who may be deceased, by purchase, inheritance, lien or otherwise, any right, title or interest in and to the premises;

SECRETARY OF HOUSING AND URBAN DEVELOPMENT; NEW YORK STATE DEPARTMENT OF

TAXATION AND FINANCE; and “JOHN DOE” and “MARY DOE,” (Said names being fictitious, it being the intention of plaintiff to designate any and all occupants, tenants, persons or corporations, if any, having or claiming an interest in or lien upon the premises being foreclosed herein.) Defendants. _____ Filed: 4/3/2026 Index No.: 95364 SUPPLEMENTAL SUMMONS Mortgaged Premises: 123 Jamestown Street Gowanda, (Village of Gowanda (Town of Persia)) NY 14070 TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in the above entitled action and to serve a copy of your Answer on Plaintiff's attorney within twenty (20) days after the service of this Summons, exclusive of the day of service, or within thirty (30) days after

completion of service where service is made in any other manner than by personal delivery within the State. The United States of America, if designated as a Defendant in this action, may answer or

appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above captioned action is for the foreclosure of: Mortgage bearing the date of October 30, 2019, executed by Veronika Bayerl, a married woman to MERS, Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans Inc. to secure the sum of $86,406.00, and interest, and recorded in the Office of the Clerk of Cattaraugus County on October 30, 2019 in Instrument No. 201912810. That Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans Inc. duly assigned said Note and Mortgage to Rocket Mortgage, LLC, f/k/a Quicken Loans, LLC by

Assignment dated January 3, 2023 and recorded on January 6, 2023 in the Office of the Clerk of Cattaraugus County in Instrument No. 202300219. Loan Modification bearing the date of February 20, 2025, executed by Veronika Bayerl, a married woman to Rocket Mortgage, LLC f/k/a Quicken Loans, LLC f/k/a Quicken Loans Inc. to

secure the sum of $87,598.14, with

interest, and recorded in the Office of the Clerk of Cattaraugus County on March 13, 2025 in Instrument No. 202503408.

The relief sought in the within action is a final judgment directing the sale of the Mortgaged Premises described above to satisfy the debt secured by the Mortgage described above. Plaintiff

designates Cattaraugus County as the place of trial. The basis of venue is the County in which the Mortgaged Premises is situated. Section: 8.083 Block: 4 Lot: 13 DATED:March 3, 2026 Rochester, New York NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not

respond to this

summons and complaint by serving a copy of the answer on the attorney for the Mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the

summons and protect your property. Sending a payment to your Mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DAVIDSON FINK LLP Attorneys for Plaintiff 400 Meridian Centre Blvd., Ste. 200 Rochester, New York 14618 Tel: (585) 760-8218 WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SCHEDULE A LEGAL DESCRIPTION ALL THAT TRACT OR PARCEL OF LAND, situate in the Village of Gowanda, Town of Persia, County of Cattaraugus and State of New York, further distinguished as being part of Lot 27, Township 6 and Range 8 of the

Holland Land

Company's Survey, bounded and described as follows: BEGINNING at a point in the

westerly line of Jamestown Street, 578.85 feet southerly from its intersection with the southerly line of Walnut Street, said point also being the northeast corner of lands conveyed to Manly S. Gardner and one, by deed recorded in the Cattaraugus County Clerk's Office in Liber 251 of Deeds at page 205; thence northerly along the westerly line of Jamestown Street, 40.50 feet to a point; thence westerly at an interior angle of 90° 56', 236.77 feet to a point; thence southerly at an interior angle of 59° 42', 45.35 feet to a point; thence easterly at an interior angle of 120° 40', 214.48 feet, to the point and place of beginning, containing 0.21 acres, more or less.