Westinghouse recognizes that employee benefits play a significant role in protecting the financial wellness of its employees and their loved ones by protecting them against the risk of premature death and accidental injury.

That is why Westinghouse chose The Prudential Insurance Company of America (Prudential) as the new Life and Accidental Death & Dismemberment (AD&D) provider as of January 1, 2017. Prudential is a trusted name and has provided life insurance coverage for individuals and businesses for more than 100 years.

Preparing for the unexpected is something you may not want to think about, but if something happens and you’re no longer there to take care of your family, they’ll still need to cover current and future expenses, including mortgage or rent, college tuition, utilities, elder care and more. Life and AD&D insurance can help keep them on the financial wellness path.

You can also change your insurance amounts to meet your changing life. Getting married, buying a new home, or having children means you might review your life insurance needs from time to time. Your income might have increased along with your housing costs, for example. This might mean your loved ones will need extra resources to pay expenses and ongoing bills if something happens to you.

It’s an important part of your estate planning. You’re working hard to build your savings and other assets that you want loved ones to enjoy. If something happens to you, life insurance can help ensure that you leave the financial legacy you want. It can also help take care of final arrangements that could burden spouses and children.

To help beneficiaries or terminally ill employees who receive an advanced benefit through the Accelerated Benefits Option, Prudential offers a FinancialPoint® service through ComPsych, which provides no-cost, objective financial planning guidance. You are assured that your beneficiaries will receive the right information to guide them during one of the most difficult times of their lives. Additionally, you have the ability to create a simple will and prepare a final arrangements document at no cost to you through the EstateGuidance® service, and GuidanceResources® provides no-cost, confidential bereavement counseling.

Prudential also offers a Travel Assist Benefit through AXA which provides you and your dependents medical and travel assistance 24 hours a day, 365 days a year. You will have access to services when faced with an emergency while traveling internationally or domestically when more than 100 miles from home.

For more information on the programs in this article, please visit george, search “annual benefits enrollment,” and look under “Prudential.”